diff --git a/CHANGELOG.md b/CHANGELOG.md
index c048faf..7d6f977 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -16,6 +16,9 @@ All notable changes to Jarl are documented here. The format follows
 
 - A linked zone's Compare views tab starts with a view it is linked to,
   not the first other view.
+- The New token form only offers templates within what the token's user
+  may do. A token never does more than its user, so offering more only
+  misled.
 
 ## [0.6.0] - 2026-10-13
 
diff --git a/internal/web/static/assets/pages/account.js b/internal/web/static/assets/pages/account.js
index e6473f4..5df84bf 100644
--- a/internal/web/static/assets/pages/account.js
+++ b/internal/web/static/assets/pages/account.js
@@ -9,7 +9,7 @@ export async function render(el) {
   const tokensEl = h("div");
   const drawTokens = async () => {
     const tokens = await get("/me/tokens");
-    mount(tokensEl, tokenTable(tokens, drawTokens), newTokenForm("/me/tokens", grants, drawTokens));
+    mount(tokensEl, tokenTable(tokens, drawTokens), newTokenForm("/me/tokens", grants, drawTokens, { admin: me.admin, grants: me.user.grants }));
   };
   const cur = input({ type: "password", autocomplete: "current-password" });
   const pw1 = input({ type: "password", autocomplete: "new-password" });
diff --git a/internal/web/static/assets/pages/users.js b/internal/web/static/assets/pages/users.js
index c18473d..8141cb4 100644
--- a/internal/web/static/assets/pages/users.js
+++ b/internal/web/static/assets/pages/users.js
@@ -104,7 +104,7 @@ export async function tokensDialog(u, grants, own) {
   const base = own ? "/me/tokens" : "/users/" + u.id + "/tokens";
   const draw = async () => {
     const tokens = await get(base);
-    mount(box, tokenTable(tokens, draw), newTokenForm(base, grants, draw));
+    mount(box, tokenTable(tokens, draw), newTokenForm(base, grants, draw, u));
   };
   await draw();
   await modal("API tokens of " + u.username, box, [{ label: "Close", value: null }], { wide: true });
@@ -185,13 +185,26 @@ async function rotateDialog(t, redraw) {
   await modal("Rotate token " + t.name, box, [{ label: "Close", value: null }], { sticky: true });
 }
 
-export function newTokenForm(base, grants, redraw) {
+// coveredBy reports whether a user (admin, or grants) may do what a grant
+// string ("records:write names=..." ) allows, by resource and access. A
+// filter on either side only narrows the token further, so it is ignored.
+function coveredBy(user, grant) {
+  if (!user || user.admin) return true;
+  const [res, acc] = grant.split(/\s+/)[0].split(":");
+  return (user.grants || []).some((g) => (g.resource === "*" || g.resource === res) && (g.access === "write" || acc === "read"));
+}
+
+// newTokenForm makes a token for owner (the user it belongs to). Its
+// templates are only the roles within what owner may do: a token never
+// does more than its user, so offering more would only mislead.
+export function newTokenForm(base, grants, redraw, owner) {
   const err = h("div");
   const out = h("div");
   const name = input({ placeholder: "e.g. certbot on web01" });
   const exp = select([["", "never expires"], ["30d", "30 days"], ["90d", "90 days"], ["365d", "1 year"]], "90d");
   const gr = textarea("", { class: "mono", rows: 3, placeholder: "optional restriction, e.g.\nrecords:write zones=example.com names=_acme-challenge.* types=TXT" });
-  const tmpl = select([["", "Insert a template…"], ...Object.keys(grants.roles).map((r) => [r, r])], "");
+  const roles = Object.keys(grants.roles).filter((r) => grants.roles[r].every((g) => coveredBy(owner, g)));
+  const tmpl = select([["", "Insert a template…"], ...roles.map((r) => [r, r])], "");
   tmpl.addEventListener("change", () => {
     if (!tmpl.value) return;
     gr.value = (gr.value.trim() ? gr.value.trim() + "\n" : "") + grants.roles[tmpl.value].join("\n");
@@ -203,7 +216,7 @@ export function newTokenForm(base, grants, redraw) {
       field("Name", name),
       field("Expires", exp),
       field("Restrict to", gr, "Leave empty for all of the user's permissions. A token can never do more than its user."),
-      h("span"), tmpl),
+      roles.length ? [h("span"), tmpl] : null),
     err,
     h("div", { class: "actions", style: { marginTop: "8px" } }, h("button", { class: "primary", onclick: async () => {
       mount(err); mount(out);